All You Need To Know About Paylater: Nigeria’s Online Cash Loan Platform

Loads of individuals have been inquiring as to whether this alternative is accessible online as opposed to going through the typical small scale back manages an account with neck breaking necessities. Fortunately, it is accessible on the web and you can get in under 24hours.

There are times that you are just pinned to the wall and you need a narrow escape out of it but your bank account is reading “red”, in such a situation, getting a loan might be your only option.

Paylater is a simple, entirely online lending platform that provides short-term loans to help cover unexpected expenses or urgent cash needs. No collateral, guarantors or application fees required. Just a few clicks of a button.

Paylater is a service provided by One Finance & Investments Limited (RC No: 1044655), a licensed Finance company.

Interest is charged at a daily rate of 1% which means that if you borrow ₦10,000 you’ll have to pay back ₦11,500, in 15 days, or ₦13,000 in 30 days.

How does this work? 
For first timers, the maximum range is N10,000 after which Paylater expects a total of N11,500 in 15 days or N13,000 in 30 days. There are really no hassles involved in this as they simply debit the said amount from your bank account on the due date.
For the application process, Paylater has made it easy for applicants as they all have to go through their Facebook accounts (which already has details of each person) to login.

• Paylater (loans available to all)

• Paylater Plus (loans for salary earners).

Requirements

• Android smartphone

• Legit Facebook Account

• BVN

The BVN provides all the verification details the company needs before they can give out loans. It “verify that the individual applying for a Paylater loan is the same as the owner of the provided bank account.”
How Do I Payback my Loan?
On the due date, Paylater.ng automatically debits your account by the amount you owe, if you are not comfortable with that, you can pay manually.
It’s simple! Just follow the steps below to apply for a Paylater loan:
1. Download Paylater app HERE
2. Register your personal details
3. Choose your desired loan amount and duration
4. Submit your application. You will get a loan decision in seconds.
5. If approved, your account is credited within 30 minutes.

They currently offer two loan packages:

Why BVN?

Once you log into your dashboard, you will see the current loan you have applied for and you will also see the PAY NOW button. Click on it and the page below would come up.

Enter your credit card details appropriately and click OK once you are done.

How Can I Apply For a Loan?

You can chat them up on twitter here

I know a lot of people who have benefited from this platform and I’m sure many will still benefit from it too.

Have you borrowed money using Paylater? Please share your experience in the comments section below

Read More

Get The New Super PSP Game Emulator On Your Android Smartphone

Is it true that you are searching for a decent and bona fide amusement emulator to play your HD (superior quality) compact PlayStation recreations? Super PSP is currently accessible to imitate amusements and it can run colossal measure of PSP diversions utilizing this emulator at full speed.

 It’s also like Blue PPSSPP Emulator and Gold Emulator but this version has more super way to run games at faster speed.

All gamers loves games with good graphics not game with nasty little blur lines, so that’s why you should option in for this emulator and enjoy your game without regret.
 
Features Of Super PSP Game Emulator

• Fast game speed as on the original PSP device.
• It has high quality game sound.
• It has high definition game graphics.
• Perfectly with smooth game controller.
• Simple and easy network gaming.
• You can save and load game state.
• It supports PSP-1000/PSP-2000/PSP-3000.
• It has a lot of custom configurations.

Where To Download The Super PSP Game Emulator

This super PSP game Emulator is simple and easy to download. It attracts 18.9MB to get it downloaded by clicking here on playstore and alternatively, you can download Super PSP by clicking here.

 
What do you have to say about Super PSP game Emulator?

Read More

What You Should Know About MTN Quick WinD 500MB For N100

MTN Quick WinD is not another arrangement, a post has been made for it on this blog already, while the arrangement is as yet dynamic up till this minute, yet it appears to be heaps of individuals are yet to know about the arrangement. This made me move your consideration back to it.

MTN Quick WinD  is pocket friendly data subscription that offers whooping 500MB for just N100. It comes with  all the features of a regular data bundle. The plan can be used day and night without any restriction or limitation.
Features 
✓ MTN Quick WinD offers 500MB for a token of N100

✓ It can be used on Smartphones, iPhone, Windows phone, PC and any other browsing device you can think of.

✓ The data works without tunneling/vpn apps

✓ It works during the day and night

✓ Validity period of 7days or 168hours

✓ Works on selected MTN luck SIMs (Not all sim supported)
To Activate MTN Quick WinD For N100 
✓ Load your MTN sim with N100

✓ Dial *446*11*4*7*5# to subscribe.
✓ You’ll get a confirmation message upon successful subscription and 500MB will be given to you.
✓ To check your MTN Quick WinD data balance, dial *559# or *559*2#

When trying to activate, if you received a message like “Yello,your subscription to mtn quick wind has failed”. It means that the particular SIM is not supported and you need to look for another MTN sim, if you want to benefit from the offer. 

Read More

Microsoft Launched Windows 10S Operating System

Microsoft Launched Windows 10 S Operating System

New version of Windows 10 operating system now announced, called Windows 10 S. It’s essentially education-focused answer to Chrome OS. This new Windows 10 S operating system has been streamlined to be able to run on low- end computers with lower hardware requirements and smaller install size.

Microsoft 10 S is also designed to work faster, the login process now takes 15 seconds from boot which is faster than Windows 10 Pro on the same hardware. So, this will allow schools to configure multiple machines with a USB drive. Using pre-configured settings or option, Windows 10 S will cause the PC to set itself up, simply by plugging in the drive in the OS.

Window 10 S will only run applications from windows store and users can also package their existing Apps and provide them on windows for others to install. That’s one of the difference between Windows 10 S and Pro.

Schools currently on genuine Windows Pro PCs will get Windows 10 S for free and new education PCs will get the Windows 10 S starting $189 this summer which is 57,700naira in Nigeria.

What do you have to say about Windows 10 S Operating System?

Read More

How to Improve Video Game Graphics On Your Android phone Using MultiSample Anti-aliasing

Are you a game freak? You can now improve your game graphics using MultiSample Anti-aliasing. Many people loves HD (high definition) quality games but there are many games that looks blur or have nasty little jagged around the edges which is not good at all. With this tutorial, you will be able to improve the graphics of your Android video game to be more silky smooth and clean.

This process consumes battery life faster because it needs to deal with your GPU (graphic processing unit) before it could run this trick for you. If you have a good smartphone with good processor, you are good to go. So, let’s go on!

How To Improve Your Android Game Graphics With MultiSample Anti-aliasing 

• Firstly, go to “Settings“.
• Then, tap on “Developer options” (If you don’t have developer option, just go to About phone and tap on BUILD NUMBER seven times).
• In the developer option, locate “Force 4x MSAA” and toggle it to turn on.

Now, your game would be more smooth around the edges with quality graphic. If the game continue to crash, you should go back to developer options and untoggle the Force 4x MSAA to off.

Meanwhile, Force 4x MSAA means MultiSample Anti-aliasing, if you are confused and it doesn’t harm phone.

Is it helpful? Do you encounter any problems or issues while trying to improve your game graphics? Kindly ask more questions and if it works for you, kindly share your experience!

Read More

Instagram Is Now Available On Windows

Instagram Is Now Available On Windows

Instagram announced in a blog post yesterday, stating the expansion of its social media app now available on tablets running windows 10.

Instagram says any device running windows 10 can get its app which is available on Windows App Store. Some features like capturing and uploading images are not likely to work on PC other than tablet and smartphones. The Verge says only touchscreen PC and tablets can support this features.

The familiar Instagram features such as Instagram Stories, Direct, and Explore are all supported on any windows 1o devices.

So, What do you Think?

Read More

iTel A51 Smartphone Specifications, Features And Price

iTel A51 Smartphone Specifications, Features And Price

iTel has successfully added another smartphone to its A series named iTel A51 after the launch of iTel Wish A41. iTel is a leading global provider of mobile devices, majorly across Africa as a whole. iTel have produce or released a numbers of devices from low-end to mid-range devices.

iTel produces their smartphones in series where the S series devices maily focused on selfie – selfie based while the A series are affordable with decent specifications. The S series are called “Selfie based” and the A series are called “Android everyone”. So, the iTel A51 is the latest smartphone added to the A series with an affordable price and decent specifications as expected.

It has 1GB RAM and 16GB internal or in-built memory storage with 5.5 inches touchscreen display. Let’s look into its full specifications.

Specifications And Price Of iTel A51

• NETWORKS – 2G, 3G and doesn’t support 4G LTE
• SIM CARDS – Dual Micro-sim
• ANDROID OS – Android 6.0 Marshmallow
• DIMENSIONS – It has 146 x 73.6 x 9.3 mm and 70g weight
• USB TYPE – MicroUSB 2.0
• AUDIO PORT – 3.5mm jack
• BUILD – Shiny metallic frame
• COLORS – Champagne and Rose Gold
• DISPLAY – IPS LCD touchscreen display of 16million colors and has 5.5 inches HD display with resolution 1080 x 1920 pixels supports multitouch
• PROCESSORS – Mediatek MT6580M CHIPSET, Quad-Core 1.2 GHz Cortex A7 CPU, Mali-400 MP2 GPU
• CAMERA – It has 5MP rear or back camera with LED flash and 5MP front-facing camera
• MEMORY – It has 1GB RAM with 16GB internal memory storage that can be expanded up to 32GB using a MicroSD
• SENSORS – Accelerometer, Compass and G sensor
• BATTERY – Removable Li-Ion 2700 mAh battery capacity
• PRICE – It costs 25,000naira in Nigeria, costs KES 8,4000 in Kenya and GHS 346 in Ghana. It coming to Nigeria market on April 27th.

This smartphone is maily produced or designed for those who don’t use mobile phone heavily but people who basically make calls, texting and maybe occassionally take some pictures on social medias or for their gallery.

Is it helpful? Will you go for iTel A51?

Read More

How To Pin a Chat On WhatsApp

How To Pin a Chat On WhatsApp

The truth is WhatsApp keeps getting better by the day. The latest feature to grace the world’s most popular IM app is the addition of features that allows you Pin up to 3 chats to the top just as we have in some online forums.

The ability to Pin chats on whatsapp will be a great aspect of the social app especially for those of us that have numerous number of conversations from so many people. Things can get clustered thereby making it a bit hard or time consuming to search for your favorite chats but with this latest update, you can simply Pin your favorite chats at the top.

However, this new feature is only available on theWhatsApp beta version 2.17.162(and now 163). In other words, you won’t be able to access it on the regular whatsapp application as of the time of writing this post except you are using WhatsApp Beta.

HOW TO PIN A CHAT

• Download latest WhatsApp beta 2.17.163
• Install it on your Android device and run it
• Tap and hold on any chat and you’ll get a new pin icon in the action bar next to the delete, mute, and archive functions.

For now, only 3 chats can be pinned after you which get a small toast notification message saying you can’t pin more.

We hope it becomes available on the regular app sooner than expected.

Read More

How To Extend Premium Software Trial Period To Forever For Free!

How To Extend Premium Software Trial Period To Forever For Free!

Have you ever tried out what turns out to be a pretty cool system app and after the trial period you had to let go because of funds?
Have you ever wondered if you could just use a trial app for like…forever?
I have!
Most of the time I feel like my Antivirus trial app could just go on and on and on…till forever.
So, I did a research and came up with a solution that I am going to share because it works!! 

We are going to employ the services of a PC tool i.e RunAsDate
With “RunAsDate” app, You get to enjoy trial period of premium softwares for life!
And yeah, FREE!!! 

Sounds pretty cool, yeah?
So, let’s dive into the technicalities, just follow the steps below:

> Download the needed tool “RunAsDate”

DOWNLOAD IT HERE

> After downloading RunAsDate tool, Install it on your PC 
> After Installation, proceed to run that premium trial software you wish to enjoy.

Take note of the time of installation (Important)

> As soon as the given trial period lapses and you still want to continue enjoying the premium app ( — this is where “RunAsDate” tool comes in)
Instead on launching the premium trial app directly, you instead right click and select the “run as” option

> From the drop down menu, select “RunAsDate”

> Voila!!! You keep enjoying your premium app after trial period expiry date!

RunAsDate tool works by injecting the trial date into your premium software, thus giving you access to the software for as long as you wish to make use of it.

NB: Be sure to always use the “run as” option instead of direct launching of the intended premium app to continue enjoying it after trial expiry date.

Hope you have found this piece helpful.

Anything to say or ask? Use the comments box

Do not enjoy this alone, kindly share with friends and colleagues using the share button 

Read More

What To Do If You Forget Your Android Phone Lock Pattern

What To Do If You Forget Your Android Phone Lock Pattern

There are several options available on Android for preventing others from accessing your device.
One of the most known options is the lock pattern, which is a great invention and solely exclusive to Android. Instead of typing in a four digit number or password you can simply draw a pattern.

It’s an extremely handy way to put a layer of security on your device. Furthermore, unlike a pin code or password it can be forgotten easily. How do you go about it then?

To begin with, before you set up any type of security you should make sure your device is set up to be recovered easily. This way if someone steals your device, or you have to wipe it because you forgot your password, it will be easy to get everything back. To do this go to Settings >>Backup & reset and make sure the function is enabled.

What to Do if You Forget Your Android Lock Pattern

After drawing the incorrect pattern for five times, you will be locked out of your device and requested to sign in with your Google account. Click sign in with Gmail account and follow the instructions below:

1. Input your Gmail username and password.
2. Click sign in
3. Click reset pattern option
4. Draw a new patten.
5. Confirm the new pattern drawn

With this steps, you have successfully completed the reset option. Use the comment section for further questions.

Read More